Archive | International Trends

There is no such thing as free financial advice

A recent study in America, of 10,000 households that utilized the services of a Financial Advisor, showed that 51% of people interviewed, did not know the cost of the financial service being rendered. Better still, they thought that they were getting their financial advice for free. This is an astounding statistic, and is also probably […]


It is true that over the last few decades, the world has really become more of a global village to most middle class citizens. Technology has been at the forefront of this globalization of planet earth. Global travel that broadens the mind and gives life experience is now more and more a normal part of […]

The Value of Advice, an Offshore case in Point

In the age where more and more investments can be facilitated online or directly with an asset manager, many people are questioning the need for advice or paying an advisor. In reality, this is a valid question. If all the advisor does is complete a few forms, facilitate the transaction and thereafter delivering portfolio valuation […]

Berkshire Hathaway AGM 2016

Over the weekend, Warren Buffet and Charlie Munger hosted the annual Berkshire Hathaway AGM in Omaha, Nebraska. It is a unique phenomenon, in that no other company hosts shareholder meetings that are attended by over 40,000 shareholders. The 2016 edition did not disappoint and for the first time Yahoo Finance streamed the event live over […]

Offshore Amnesty Version 3: Last Chance Saloon

The first offshore Exchange Control (Excon) and Income Tax amnesty appeared in 2003, a second similar amnesty followed in 2010. In his 2016 Budget Speech, the Minister of Finance announced another Excon and Tax amnesty for errant South African taxpayers. Before we look at some of the salient features of the current amnesty, it is […]

South Africa, Football and the World Economy

Football, or soccer as the Americans call the beautiful game is known as the one truly global sport. It is estimated that 1 billion people tuned in to watch the 2014 soccer world cup final game wherein Germany defeated Argentina by one solitary goal. But what would it look like if the world’s economy was […]

The Future of Financial Advice

Virtually every industry, service and profession has been disrupted to some extent by the rapid transformation that technological progress has made to our lives. This technological advancement has at best, made some aspects of some industries redundant and at worst, made whole industries or services obsolete and left to drift into extinction. A classic example […]

Where in the World to Invest?

Many market commentators agree that the current environment leaves limited room for anything but equity exposure. However, current equity valuation levels might give cause for concern among some investors. The consensus view is that there is further room left for equity growth and strongly recommend a substantial equity exposure within portfolios. But, where in the […]